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      Nana B
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      1. Nana B posted on Jul 13, 2011
      I am renting a house and I am unable to afford the rent which I have been working a parttime job cause I lost my full time job and now my landlord has told me that if I do not come up with $1300.00 by next week that the bank is going to foreclose on his house. I have never been in this situation before. What do I do?

         

        Arizona Eviction Or Mortgage Foreclosure Assistance

        friendshelpingfriends
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        Posted by friendshelpingfriends

        on Aug 24, 2010

        EVICTION ASSISTANCE



        The Homeless Prevention Rapid Re-housing Program (HPRP) may assist families or individuals retain existing rental housing or, if the families or individuals are homeless, may provide assistance to move into rental housing. To get more information on this program, visit the HUD.gov website.


        The qualifying families or individuals are those who would be homeless but for this assistance and earn below 50% of the Area Median Income.


        No mortgage assistance is available through this program and services provided may vary by service provider. Arizona Department of Housing does not administer any of the HPRP programs in Maricopa and Pima CountiesTo check service providers in your area, click here.

        Call the Tenant and Landlord Information and Referral Hotline at (602) 263-8856 or (800) 352-3792. Operators can answer basic questions on Arizona’s landlord/tenant law and refer you to other agencies if you need more help, such as help with rent or mortgage payments.

        If you rent, the Arizona Residential Landlord & Tenant Act applies to you. This law explains what rights and responsibilities landlords and tenants have. For example, it explains what to do when a tenant needs a landlord to make repairs and what a landlord needs to do to legally evict a tenant.

        Tenants and landlords both have responsibilities or obligations under the Arizona Residential Landlord and Tenant Act. Free copies of the Act are available from the Arizona Secretary of State at (602) 542-4086. Requests for alternate formats for this publication may be made five days in advance by contacting the Secretary of State ADA Coordinator at (602) 542-4285.

        For assistance with the Landlord and Tenant Act, you may contact:

        Community Information and Referral Services, Inc.
        (602) 263-8856 (Phoenix area)
        (520) 881-1794 (Tucson)
        (800) 352-3792 (Northern Arizona)
        (800) 362-3474 (Southern Arizona)


        Assistance in Phoenix
        If you live in the City of Phoenix and need assistance, please call the Landlord/Tenant message line at (602) 262-7210 and a counselor will return your call as quickly as possible.

        For emergency situations involving Landlord/Tenant issues, please walk in to:

        City Hall
        200 West Washington, 4th Floor
        8:00 a.m.-5:00 p.m., Monday-Friday

        A counselor will assist you with the problem. The City of Phoenix Counseling Office holds monthly workshops on the third Thursday of each month. For reservations, please call (602) 256-3517.

        FORECLOSURE ASSISTANCE



        Foreclosure is the legal means your lender has to repossess your home. When this happens, you must move out of your home. In some circumstances, if your property is worth less than the total amount you owe on your mortgage, your lender may be able to seek a deficiency judgment. You may wish to seek the advice of legal counsel about the risk of a deficiency judgment in your situation. Additionally, homeowners facing foreclosure can receive free counseling services;
         
                    Arizona Foreclosure Help Line   (877) 448-1211

        Do not ignore the letters from your lender. If you are having problems making your payments, contact your lender immediately. Explain your situation. Be prepared to provide them with financial information, such as your monthly income and expenses.

        Housing counseling can help you. Click here for housing counselors that can help.

        HUD publishes a current, approved list of Arizona Housing Counseling Agencies on their website.
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